BOARD OF DIRECTORS
Hisham Okasha
CHAIRMAN
Hisham Okasha
CHAIRMAN
Hisham Okasha joined NBE in 2008 as Deputy Chairman and was appointed as Chairman of NBE in 2013. During his time at NBE, Mr. Okasha oversaw the successful reform and restructure of the bank and was instrumental in increasing NBE’s market share to 30% and its progress to become the country’s largest SME lender.
Prior to his role at NBE, Mr. Okasha headed off-site supervision at the Central Bank of Egypt after 15 years in the private commercial banking sector. Mr. Okasha is a Board Member at the Egyptian Banking Federation and a number of other financial subsidiaries of the Bank in Europe and Africa.
Mr. Okasha has an Economics and Computer Science degree and a Master’s degree in Public Administration from the American University in Cairo. He also has a diploma from the Harvard Institute for International Development.
Mr. Okasha has an Economics and Computer Science degree and a Master’s degree in Public Administration from the American University in Cairo. He also has a diploma from the Harvard Institute for International Development.
Karim Saada
CHIEF EXECUTIVE OFFICER and MANAGING DIRECTOR
Karim Saada
CHIEF EXECUTIVE OFFICER and MANAGING DIRECTOR
Karim Saada has over 30 years of experience in finance and investment, specifically in private equity, financial management, corporate lending, and remedial asset management. Saada worked as Executive Partner & Country Head-Egypt of Amwal Al Khaleej Commercial Investment Company for 14 years.
Prior to joining Amwal, Mr. Saada was with Gulf Arab Investment Company based in Egypt, where he held the position first of Chief Investment Officer then General Manager. He has 10 years of banking experience in Egypt and Saudi Arabia, largely in corporate banking, corporate finance, and restructure/recovery of remedial accounts, having worked with EAB and United Saudi Bank.
Mr. Saada is a CFA Charter holder and member of the CFA Institute. He has a diploma in investment and appraisals management from Harvard University. He holds an MSc in Finance Strathclyde University-UK, and a BA in Business Administration from the American University in Cairo.
Prior to joining Amwal, Mr. Saada was with Gulf Arab Investment Company based in Egypt, where he held the position first of Chief Investment Officer then General Manager. He has 10 years of banking experience in Egypt and Saudi Arabia, largely in corporate banking, corporate finance, and restructure/recovery of remedial accounts, having worked with EAB and United Saudi Bank.
Mr. Saada is a CFA Charter holder and member of the CFA Institute. He has a diploma in investment and appraisals management from Harvard University. He holds an MSc in Finance Strathclyde University-UK, and a BA in Business Administration from the American University in Cairo.
Ahmed Seddik
BOARD MEMBER
Ahmed Seddik
BOARD MEMBER
Ahmed Seddik is an executive with 35+ years of broad & progressive experience in General Management and CFO positions in high profile multi-nationals including Farm Frites, Mars Inc., PepsiCo., P&G and Qalaa Holdings. The operational management experience is complemented with 15+ years of experience in Board Memberships, and Entrepreneurial ventures such as: National Bank of Egypt, Al Ahly Capital, Carina, Stars Sports, JPadel Sports Co, Alamar Foods, Nile Shoes Co. “ Coochi”, Mountain View and AUC Business School Advisory Board. He demonstrated leadership skills and turnaround achievements with a proven track record of strong execution management, successful product development, new venture start-ups as well as divestitures. He consistently maintained a diligent eye on growth in productivity, bottom-line profitability and talent development.
Mr. Saddik operated in both emerging and mature markets, and in diverse industries: FMCG, Garments Retail, Agro, Food Retail, Private Equity, Financial Institutions and Sport business. Markets managed including: North Africa (Egypt, Morocco, Algeria, Tunisia, Libya), Middle East (Saudi Arabia, UAE), Levant (Lebanon, Jordan, Syria, Iraq, Iran) and Europe (Cyprus, Malta, Turkey)
Mr. Seddik holds a BA in economics from AUC, an Investment Appraisal Diploma from Harvard University, and a Corporate Finance Diploma from INSEAD.
Mr. Saddik operated in both emerging and mature markets, and in diverse industries: FMCG, Garments Retail, Agro, Food Retail, Private Equity, Financial Institutions and Sport business. Markets managed including: North Africa (Egypt, Morocco, Algeria, Tunisia, Libya), Middle East (Saudi Arabia, UAE), Levant (Lebanon, Jordan, Syria, Iraq, Iran) and Europe (Cyprus, Malta, Turkey)
Mr. Seddik holds a BA in economics from AUC, an Investment Appraisal Diploma from Harvard University, and a Corporate Finance Diploma from INSEAD.
Wael Abu Ali
BOARD MEMBER
Wael Abu Ali
BOARD MEMBER
Wael Abu Ali is NBE's Chief Financial Officer and has held several positions at the bank since joining in 2008. He has 23 years of experience in the fields of auditing, financial consultancy and banking. He started his career with Arthur Andersen Egypt in 1993 for three years and later joined E&Y and PwC offices as Senior Manager in the UAE and Egypt covering assignments across the Middle East and GCC. He joined Barclays Bank as Financial Controller in 2005 before moving to Ahli United Bank where he served as CFO.
Mr. Abu Ali holds a BSc degree from the Faculty of Commerce, Cairo University and is a CPA holder from the California Board of Accountancy (USA)
Mr. Abu Ali holds a BSc degree from the Faculty of Commerce, Cairo University and is a CPA holder from the California Board of Accountancy (USA)
Ahmed Al Said
BOARD MEMBER
Ahmed Al Said
BOARD MEMBER
Ahmed Al Said is NBE's Chief Executive Officer for Investments, overlooking the bank's portfolio of 148 companies and real assets exceeding USD 2.5 billion in value. Prior to joining NBE, the largest commercial bank in Egypt, Mr. El Said spent more than 24 years in Investment and Commercial Banks, established his own PE fund and Finance Leasing Company and later exited achieving outstanding returns.
Mr. Al Said has served as a Board Member in number of companies including Nile Holding Company for Development & Investment, Qena Cement, Kanzy Holding, Al Tawfeek Company for Financial Leasing (AT Lease) Al Ahly Tamkeen, Al Ahly Momkn, Al Ahly Medical Company, and Al Ahly Capital.
Mr. El Said has conducted various training courses in professional institutions as well as academic (post graduate) courses. He holds a Bachelor’s degree in Accounting from Cairo University and an MBA degree from the University of Maryland, USA.
Mr. Al Said has served as a Board Member in number of companies including Nile Holding Company for Development & Investment, Qena Cement, Kanzy Holding, Al Tawfeek Company for Financial Leasing (AT Lease) Al Ahly Tamkeen, Al Ahly Momkn, Al Ahly Medical Company, and Al Ahly Capital.
Mr. El Said has conducted various training courses in professional institutions as well as academic (post graduate) courses. He holds a Bachelor’s degree in Accounting from Cairo University and an MBA degree from the University of Maryland, USA.
Ramy El Sharaawy
BOARD MEMBER
Ramy El Sharaawy
BOARD MEMBER
Ramy el Sharaawy is the General Manager of African Cooperation Sector at CBE with over than 15 years of experience at the CBE, Mr. Sharaawy has assumed several roles from managing the Risk of Foreign Reserves, managing External Portfolio Managers, to Banking Sector Reform and finally establishing the first Egyptian Export Credit Agency and co-heading the African Cooperation Sector.
Prior to that Mr. Sharaawy has accumulated over 10 years of experience through a number of banking roles; Credit Risk Officer for the local subsidiary of Société Générale Bank, Private Banker for Deutsche Bank and an Equity Analyst during the privatization program. Mr. Sharaawy has also had the chance to work for PWC Advisory Business in Sydney, Australia where he was in charge of evaluating the option pricing model of Sydney Stock Exchange among other projects.
Mr. Sharaawy holds a double degree in Economics and Business Administration, is a certified Financial Risk Manager, and has attended international workshops by the World Bank, IMF and major Investment Houses for over 30 weeks.
Prior to that Mr. Sharaawy has accumulated over 10 years of experience through a number of banking roles; Credit Risk Officer for the local subsidiary of Société Générale Bank, Private Banker for Deutsche Bank and an Equity Analyst during the privatization program. Mr. Sharaawy has also had the chance to work for PWC Advisory Business in Sydney, Australia where he was in charge of evaluating the option pricing model of Sydney Stock Exchange among other projects.
Mr. Sharaawy holds a double degree in Economics and Business Administration, is a certified Financial Risk Manager, and has attended international workshops by the World Bank, IMF and major Investment Houses for over 30 weeks.
Ahmed El Sersi
BOARD MEMBER
Ahmed El Sersi
BOARD MEMBER
Ahmed el Sersi is the Head of Debt and Structured Finance at NBE, he joined the bank in 2010, where he worked across various sectors and managed his team to close numerous landmark transactions. He has more than 24 years of working experience in syndicated loans, corporate credit, and non-performing loans. Prior to his role at NBE, Mr. El Sersi worked at Bank Audi, heading five sectors and succeeded to close the bank’s first syndication transaction.
Mr. El Sersi holds a French master’s degree ‘DESS’ of Management control & Business Administration from Paris (Panthéon-Sorbonne University)
Mr. El Sersi holds a French master’s degree ‘DESS’ of Management control & Business Administration from Paris (Panthéon-Sorbonne University)
ACH LEADERSHIP TEAM
ACH LEADERSHIP TEAM
Kareem AboulNaga
CHIEF INVESTMENT OFFICER
Kareem AboulNaga
CHIEF INVESTMENT OFFICER
Kareem Aboulnaga has over 20 years of experience in private equity and investment banking. Prior to his role as Chief Investment Officer at ACH, he served as Investment
Manager of Direct Investments at DIB Capital in Dubai. His years of experience also saw him occupy positions at several reputable investment banks in Egypt and abroad, including Morgan Stanley affiliate HC Securities and Investments in Cairo, and HSBC Investment Bank in London, where he was part of the European M&A team.
Mr. Aboulnaga also serves on the Board of Directors of multiple reputable companies including, Alexandria Mineral Oils Company (AMOC), The Egyptian Ethylene and Derivatives Company (ETHYDCO), and El Wady for Phosphate Industries and Fertilizers (WAPHCO).
Mr. Aboulnaga is a CFA Charter holder. He earned an Executive MBA from IE Business School in Madrid and holds a BA in Business Administration from the American University in Cairo.
Mr. Aboulnaga also serves on the Board of Directors of multiple reputable companies including, Alexandria Mineral Oils Company (AMOC), The Egyptian Ethylene and Derivatives Company (ETHYDCO), and El Wady for Phosphate Industries and Fertilizers (WAPHCO).
Mr. Aboulnaga is a CFA Charter holder. He earned an Executive MBA from IE Business School in Madrid and holds a BA in Business Administration from the American University in Cairo.
Mai Asfour
CHIEF INVESTMENT OFFICER
Mai Asfour
CHIEF INVESTMENT OFFICER
Mai Asfour has over 20 year of experience in various fields, having previously worked in banking, M&A, agriculture, F&B, fertilizers, and petrochemicals, completing several
important market transactions across each sector. Prior to joining ACH, Ms. Asfour worked in the banking and business consulting sectors at Delta Bank, E&Y, and the Arab International Bank. Ms. Asfour also serves on the Board of Directors of multiple reputable companies including Abu Qir Fertilizers, Canal Sugar, and El Wady for Phosphate Industries and Fertilizers (WAPHCO).
Ms. Asfour holds an MBA from Paris-Dauphine University and a BA from City University of Seattle.
Ms. Asfour holds an MBA from Paris-Dauphine University and a BA from City University of Seattle.
Mahitab Orabi
INVESTMENT DIRECTOR
Mahitab Orabi
INVESTMENT DIRECTOR
Mahitab Orabi has over 20 years of experience in finance and investment. Ms. Orabi previously worked as the Managing Director of Pharos Asset Management, having played an integral part in setting-up the asset management subsidiary as a Director in 2008. Prior to joining Pharos Asset Management, Ms. Orabi served as an Economic and Competitor Analysis Manager as part of the Strategic Planning department at cement multinational CEMEX in Egypt, later taking up the position of Director at the company. She previously spent 8 years at EFG-Hermes, serving for a year at the Brokerage department, then moving to the Research department where she spent 7 years upon completing the company’s intensive in-house training program.
Ms. Orabi holds a BA in economics with a minor in business administration from the American University in Cairo.
Ms. Orabi holds a BA in economics with a minor in business administration from the American University in Cairo.
Tamer Zahran
INVESTMENT DIRECTOR
Tamer Zahran
INVESTMENT DIRECTOR
Tamer Zahran has over 15 years of experience in investment transactions and advisory services across various industries. He was involved in several M&A transactions, divestitures,
debt raising, as well as greenfield projects in industries including oil & gas, F&B, healthcare, manufacturing, building materials, pharmaceuticals, and utilities. Mr. Zahran brings hands-on value creation experience to the ACH team, through his direct involvement and support in managing portfolio companies as well as his position as a non-executive director at several reputable companies. His experience spans across large multinational corporations, the public sector service, and investment banking.
Mr. Zahran holds an MBA from Maastricht University and a BSc in construction management from the American University in Cairo.
Mr. Zahran holds an MBA from Maastricht University and a BSc in construction management from the American University in Cairo.
Yasmine Keriakos
GROUP HR AND ADMIN DIRECTOR
Yasmine Keriakos
GROUP HR AND ADMIN DIRECTOR
Yasmine Keriakos has more than 15 years' experience in the field of HR & Development. Her experience spans from manpower planning and recruitment, compensation and benefits, performance management, and employee training and development.
Ms. Keriakos is a SHRM Senior Certified Professional (SHRM-SCP), she received her MBA in Strategic Management from Victoria University, Switzerland. She is also a Certified Executive Coach and holds a BA in International Business Administration- University of New Brunswick.
Ms. Keriakos is a SHRM Senior Certified Professional (SHRM-SCP), she received her MBA in Strategic Management from Victoria University, Switzerland. She is also a Certified Executive Coach and holds a BA in International Business Administration- University of New Brunswick.
Alyaa Adel
FINANCE DIRECTOR
Alyaa Adel
FINANCE DIRECTOR
Alyaa Adel has over 20 years of experience in finance and accounting. Prior to joining ACH as Chief Accountant, her years of experience saw her occupy different positions
across multiple reputable companies, including a tenure as Deputy Manager at audit firms PwC & KPMG. Ms. Adel has diversified client-facing experience in various fields where she was responsible for separate and consolidated financial reporting as well as establishing
controls and processes. Ms. Adel serves as an independent Audit Committee member in different companies.
Ms. Adel holds CMA, CFM, and Dip IFRS certifications, and has a BSc in commerce from Assiut University, Egypt.
Ms. Adel holds CMA, CFM, and Dip IFRS certifications, and has a BSc in commerce from Assiut University, Egypt.
Sherif Talaat
VICE PRESIDENT
Sherif Talaat
VICE PRESIDENT
Sherif Talaat has 10 years of experience in finance and investment, specifically in private equity and financial advisory services. Mr. Talaat joined AHC as an Investment
Associate working on various sectors including education, building materials, industrial parks, fertilizers, and NBFS. Prior to joining AHC, Mr. Talaat worked with Ekuity Holding,
the investment arm of the Kuwait Investment Authority in Egypt. He has two years of financial advisory experience at Deloitte Egypt, having worked on several due diligence engagements and valuation reports. Mr. Talaat commenced his professional career at Naeem Holding as a Research Analyst.
Mr. Talaat Holds an MSc in investment management from Coventry University, and a BSc in banking and finance from the London School of Economics and Political Science.
Mr. Talaat Holds an MSc in investment management from Coventry University, and a BSc in banking and finance from the London School of Economics and Political Science.
Kamila Bolbol
SENIOR INVESTMENT ASSOCIATE
Kamila Bolbol
SENIOR INVESTMENT ASSOCIATE
Kamila Bolbol joined ACH in 2019. Prior to that, she worked at a Saudi-Egyptian private equity fund whose investment mandate focused on manufacturing companies operating in Egypt, where she was involved in multiple transactions at various stages. Ms. Bolbol also served in both the Research department and Asset Management department during her four-year stint at Sigma Capital. Her coverage included sectors such as the steel, cement, electricity, fertilizers, consumer, healthcare, and F&B sectors. She also undertook a six-month industrial placement post at GC Group Capital, a wall street based private wealth management company in New York.
Ms. Bolbol holds an MSc in finance from Bocconi University, Italy and a BSc in commerce from Cairo University, Egypt.
Ms. Bolbol holds an MSc in finance from Bocconi University, Italy and a BSc in commerce from Cairo University, Egypt.
Omar Demerdash
SENIOR INVESTMENT ASSOCIATE
Omar Demerdash
SENIOR INVESTMENT ASSOCIATE
Omar Demerdash is a Senior Investment Associate at ACH. Since joining ACH in 2020, he has worked on different sectors including but not limited to agriculture, petrochemicals, manufacturing, NBFS and fintech. Prior to joining ACH, Mr. Demerdash worked as a banker in Egypt and the GCC region for 8 years, having worked with Ahli United Bank Group, Al Baraka Banking Group, and National Bank of Fujairah, handling corporate banking, structured finance and syndication roles for governments and large corporates, as well as serving both conventional and Islamic banking and finance fields.
Mr. Demerdash holds a BA in Economics from the American University in Cairo.
Mr. Demerdash holds a BA in Economics from the American University in Cairo.
Yasmine Abouhussein
SENIOR INVESTMENT ASSOCIATE
Yasmine Abouhussein
SENIOR INVESTMENT ASSOCIATE
Yasmine Abouhussein is a Senior Investment Associate at AHC. Having joined AHC as an Investment Analyst, Ms. Abouhussein’s previous work covered a range of different sectors including agribusiness, healthcare, petrochemicals, and the non-banking financial sector. Prior to ACH, Ms. Abouhussein spent two years in the banking sector as a Fixed Income Trader at the money market desk of the Arab Bank dealing room. She has obtained the ACI Dealing Certificate and has completed the Analyst Training Program at CI-Capital. Ms. Abouhussein has also completed the Credit Course at the Egyptian Banking Institute.
Ms. Abouhussein holds a high honors BA in business administration with a concentration in finance and a minor in economics from the American University in Cairo, having been selected to spend a semester at Bocconi University in Milan, Italy in the process.
Ms. Abouhussein holds a high honors BA in business administration with a concentration in finance and a minor in economics from the American University in Cairo, having been selected to spend a semester at Bocconi University in Milan, Italy in the process.
Tarek El Noury
INVESTMENT ASSOCIATE
Tarek El Noury
INVESTMENT ASSOCIATE
Tarek El Noury has over 6 years of experience across financing roles in corporate banking, credit risk management and private equity. Mr. El Noury joined ACH as an Investment Associate working on the healthcare, petrochemicals, and NBFS sectors. His previous experience is in corporate banking and credit risk at CIB.
Mr. El Noury holds an MBA and MSc in business analytics and big data from IE Business School, and a BA in Economics from Carleton University
Mr. El Noury holds an MBA and MSc in business analytics and big data from IE Business School, and a BA in Economics from Carleton University
Wael Mohamed
IT Manager
Wael Mohamed
IT Manager
Wael Mohamed has 23 years of experience in information technology, specifically in networking infrastructure design and implementation, administration, and security. Mr. Mohamed joined Al Ahly Capital Holding in September 2009 as IT Manager working and responsible for the IT Department. Prior to joining Al Ahly Capital, he worked with Egypt Kuwait Holding (EKH Holding), the investment arm of the Kuwait Investment Authority in Egypt where he was responsible for the IT Infrastructure of a number of its subsidiary companies, special company projects the EKH Holding head office, TriOcean Energy, Sprea Misr, Plastichem, and Building Material Industry Company (BMIC). He began his professional career at Pertosoft-Egypt as a Technical Support & Network designer.
Mr. Mohamed holds a BA in Computer Science from Cairo University.
Sherif Magdi
Head of Compliance and Corporate Governance
Sherif Magdi
Head of Compliance and Corporate Governance
Sherif Magdi is the Head of Compliance and Corporate Governance at Al Ahly Capital Holding. He has more than 17 years of experience in Regional Banks in Egypt; with special focus on Financial Crime Compliance, Regulatory compliance, Corporate Governance , operations, Treasury Operations and Retail Banking .
Prior to joining Al Ahly Capital Holding, Mr. Magdi was Head of Compliance and MLRO of Mashreq Bank - Egypt where he focused on reforming the compliance and governance existing functions. Prior to that he acted as senior regulatory compliance officer for Bank Audi and worked as Head of Regulatory Compliance at FAB -Egypt.
Mr. Magdi is ICA (International Compliance Association) holder (Certified with advanced compliance certificate). He attended the compliance and AML manager program which is a collaboration between CCL and Henley Business school. In addition to a wide range of professional trainings in Corporate Governance and other Banking activities. He received his Bachelor Degree in Commerce & Business administration-Helwan University
Prior to joining Al Ahly Capital Holding, Mr. Magdi was Head of Compliance and MLRO of Mashreq Bank - Egypt where he focused on reforming the compliance and governance existing functions. Prior to that he acted as senior regulatory compliance officer for Bank Audi and worked as Head of Regulatory Compliance at FAB -Egypt.
Mr. Magdi is ICA (International Compliance Association) holder (Certified with advanced compliance certificate). He attended the compliance and AML manager program which is a collaboration between CCL and Henley Business school. In addition to a wide range of professional trainings in Corporate Governance and other Banking activities. He received his Bachelor Degree in Commerce & Business administration-Helwan University
Al Ahly Financial Services (AFS) is the designated platform for Capital Market, including Al Ahly Pharos Securities Brokerage, Al Ahly Pharos Investment Banking and Al Ahly Financial Investment Management (AFIM)
AFS BOARD OF DIRECTORS
Karim Saada
CHAIRMAN
Karim Saada
CHAIRMAN
Karim Saada has over 30 years of experience in finance and investment, specifically in private equity, financial management, corporate lending, and remedial asset management. Saada worked as Executive Partner & Country Head-Egypt of Amwal Al Khaleej Commercial Investment Company for 14 years.
Prior to joining Amwal, Mr. Saada was with Gulf Arab Investment Company based in Egypt, where he held the position first of Chief Investment Officer then General Manager. He has 10 years of banking experience in Egypt and Saudi Arabia, largely in corporate banking, corporate finance, and restructure/recovery of remedial accounts, having worked with EAB and United Saudi Bank.
Mr. Saada is a CFA Charter holder and member of the CFA Institute. He has a diploma in investment and appraisals management from Harvard University. He holds an MSc in Finance Strathclyde University-UK, and a BA in Business Administration from the American University in Cairo.
Prior to joining Amwal, Mr. Saada was with Gulf Arab Investment Company based in Egypt, where he held the position first of Chief Investment Officer then General Manager. He has 10 years of banking experience in Egypt and Saudi Arabia, largely in corporate banking, corporate finance, and restructure/recovery of remedial accounts, having worked with EAB and United Saudi Bank.
Mr. Saada is a CFA Charter holder and member of the CFA Institute. He has a diploma in investment and appraisals management from Harvard University. He holds an MSc in Finance Strathclyde University-UK, and a BA in Business Administration from the American University in Cairo.
Ahmed Salem
CHEIF EXECUTIVE OFFICER and MANAGING DIRECTOR
Ahmed Salem
CHEIF EXECUTIVE OFFICER and MANAGING DIRECTOR
Ahmed Salem serves as the Managing Director and CEO of Al-Ahly Consultancy and Investment Services (ACIS) Also Mr. Salem serves as a Chairman for Al Ahly Pharos Investment Banking.
Previously served as Group Deputy CEO for Beltone Financial, Managing Director in CI Capital and CEO for EFG Hermes-Saudi Arabia
Mr. Salem holds a bachelor degree in Economics and minor of business administration from the American University in Cairo.
Ahmed Al Said
BOARD MEMBER
Ahmed Al Said
BOARD MEMBER
Ahmed Al Said is NBE's Chief Executive Officer for Investments , overlooking the bank's portfolio of 148 companies and real assets exceeding USD 2.5 billion in value. Prior to joining NBE, the largest commercial bank in Egypt, Mr. El Said spent more than 24 years in Investment and Commercial Banks, established his own PE fund and Finance Leasing Company and later exited achieving outstanding returns.
Mr. Al Said has served as a Board Member in number of companies including Nile Holding Company for Development & Investment, Qena Cement, Kanzy Holding, Al Tawfeek Company for Financial Leasing (AT Lease) Al Ahly Tamkeen, Al Ahly Momkn, Al Ahly Medical Company, and Al Ahly Capital.
Mr. El Said has conducted various training courses in professional institutions as well as academic (post graduate) courses. He holds a Bachelor’s degree in Accounting from Cairo University and an MBA degree from the University of Maryland, USA.
Mr. Al Said has served as a Board Member in number of companies including Nile Holding Company for Development & Investment, Qena Cement, Kanzy Holding, Al Tawfeek Company for Financial Leasing (AT Lease) Al Ahly Tamkeen, Al Ahly Momkn, Al Ahly Medical Company, and Al Ahly Capital.
Mr. El Said has conducted various training courses in professional institutions as well as academic (post graduate) courses. He holds a Bachelor’s degree in Accounting from Cairo University and an MBA degree from the University of Maryland, USA.
Kareem AboulNaga
BOARD MEMBER
Kareem AboulNaga
BOARD MEMBER
Kareem Aboulnaga has over 20 years of experience in private equity and investment banking. Prior to his role as Chief Investment Officer at ACH, he served as Investment
Manager of Direct Investments at DIB Capital in Dubai. His years of experience also saw him occupy positions at several reputable investment banks in Egypt and abroad, including Morgan Stanley affiliate HC Securities and Investments in Cairo, and HSBC Investment Bank in London, where he was part of the European M&A team.
Mr. Aboulnaga also serves on the Board of Directors of multiple reputable companies including, Alexandria Mineral Oils Company (AMOC), The Egyptian Ethylene and Derivatives Company (ETHYDCO), and El Wady for Phosphate Industries and Fertilizers (WAPHCO).
Mr. Aboulnaga is a CFA Charter holder. He earned an Executive MBA from IE Business School in Madrid and holds a BA in Business Administration from the American University in Cairo.
Mr. Aboulnaga also serves on the Board of Directors of multiple reputable companies including, Alexandria Mineral Oils Company (AMOC), The Egyptian Ethylene and Derivatives Company (ETHYDCO), and El Wady for Phosphate Industries and Fertilizers (WAPHCO).
Mr. Aboulnaga is a CFA Charter holder. He earned an Executive MBA from IE Business School in Madrid and holds a BA in Business Administration from the American University in Cairo.
Mahitab Oraby
BOARD MEMBER
Mahitab Oraby
BOARD MEMBER
Mahitab Orabi has over 20 years of experience in finance and investment. Ms. Orabi previously worked as the Managing Director of Pharos Asset Management, having played an integral part in setting-up the asset management subsidiary as a Director in 2008. Prior to joining Pharos Asset Management, Ms. Orabi served as an Economic and Competitor Analysis Manager as part of the Strategic Planning department at cement multinational CEMEX in Egypt, later taking up the position of Director at the company. She previously spent 8 years at EFG-Hermes, serving for a year at the Brokerage department, then moving to the Research department where she spent 7 years upon completing the company’s intensive in-house training program.
Ms. Orabi holds a BA in economics with a minor in business administration from the American University in Cairo.
Ms. Orabi holds a BA in economics with a minor in business administration from the American University in Cairo.
AL AHLY PHAROS SECURITIES BROKERAGE LEADERSHIP TEAM
AL AHLY PHAROS SECURITIES BROKERAGE LEADERSHIP TEAM
Essam Abdel Hafiez
MANAGING DIRECTOR and HEAD OF SECURITIES BROKERAGE
Essam Abdel Hafiez
MANAGING DIRECTOR and HEAD OF SECURITIES BROKERAGE
Essam Abdel hafiez is the Managing Director Al Ahly Pharos. With over than 25 years of experience in the financial field, Mr. Abdel hafiez joined Pharos Holding in 2007 as head of Institutional Sales and OTC, he executed some of the most significant transactions in both EGX and OTC market over his years of experience.
Mr. Abdel hafiez has managed to expand the securities brokerage business leading the company to maintain its position as one of the top 5 brokerage houses in Egypt with significant market share on both the EGX and the OTC transactions. Also he managed to establish one of the top-notch research houses and enhance the company’s digital solution by bringing Pharoslive online platform to cater for retail clients.
Prior to his position in Al Ahly Pharos Mr. Abdel Hafiez was the Head of Local Institutions and OTC Sales at ABN AMRO and Head of Trading at Delta Rasmala. During this time there, brought to the business a number of significant acquisition deals.
Mr. Abdel Hafiez holds a BCom from Ein Shams University– Cairo.
Mr. Abdel hafiez has managed to expand the securities brokerage business leading the company to maintain its position as one of the top 5 brokerage houses in Egypt with significant market share on both the EGX and the OTC transactions. Also he managed to establish one of the top-notch research houses and enhance the company’s digital solution by bringing Pharoslive online platform to cater for retail clients.
Prior to his position in Al Ahly Pharos Mr. Abdel Hafiez was the Head of Local Institutions and OTC Sales at ABN AMRO and Head of Trading at Delta Rasmala. During this time there, brought to the business a number of significant acquisition deals.
Mr. Abdel Hafiez holds a BCom from Ein Shams University– Cairo.
Ahmed AbuTaleb
EXECUTIVE DIRECTOR/ CO- HEAD OF SALES
Ahmed AbuTaleb
EXECUTIVE DIRECTOR/ CO- HEAD OF SALES
Ahmed Abutaleb is the Executive Director/ Co-head of Sales at Al Ahly Pharos Securities Brokerage, he is primarily responsible for the Foreign and Gulf Sales.
Mr. Abutaleb has more than 15 years’ experience in Egypt's financial markets. Mr. Abutaleb held different positions throughout his career within securities brokerage.
Prior to joining Pharos Securities Brokerage in 2010, Mr. Abu Taleb had 3 years of experience at EFG.
Mr. Abutaleb holds an international MBA from Eada, Barcelona and a BA in accounting from the American University in Cairo.
Mr. Abutaleb holds an international MBA from Eada, Barcelona and a BA in accounting from the American University in Cairo.
Radwa A. Sweify
MANAGING DIRECTOR and HEAD OF RESEARCH
Radwa A. Sweify
MANAGING DIRECTOR and HEAD OF RESEARCH
Radwa A. Sweify brings years of experience in investment advisory. Ms. Sweify joined Pharos Holding as Head of Research, making the move from Beltone Financial, where she was the Head of Regional Research. Prior to that, Ms. Sweify served as the Sector Head for Financial Institutions Research at Beltone Financial. She participated in closing numerous corporate finance transactions with HC Investment Banking, where she started her career.
Ms. Sweify holds an MBA and BBA from The American University in Cairo (AUC).
Ms. Sweify holds an MBA and BBA from The American University in Cairo (AUC).
Sally Refaat
HEAD OF ONLINE TRADING
Sally Refaat
HEAD OF ONLINE TRADING
Sally Refaat is the Head of Online Trading platform “Pharoslive”. She joined Pharos in 2008 and since then she has coordinated between Pharos management, in-house developers and third-party contractors in the analysis, design and testing of both front-end and online platforms to ensure optimal operational performance. She has conducted research analysis and data collection to understand the competition, hence design the platforms with competitive edge also she has identified system areas needing improvement, assigning, and tracking development tasks. She acts as liaison between the FRA, EGX and MCDR and Al Ahly Pharos Securities Brokerage to ensure the implementation of regulations related to the business.
Ms. Refaat has more than 11 years of experience in the financial field, she started her career as Financial Analyst in Private Equity firm (International Investors), then as Research Analyst then Account Manager (Arabeyaonline), followed by Head of Online Trading (Cairo Capital Holding)
Ms. Refaat earned her LL.M. in Law and Economics from Hamburg University and BSc Economics from Cairo University.
Ms. Refaat has more than 11 years of experience in the financial field, she started her career as Financial Analyst in Private Equity firm (International Investors), then as Research Analyst then Account Manager (Arabeyaonline), followed by Head of Online Trading (Cairo Capital Holding)
Ms. Refaat earned her LL.M. in Law and Economics from Hamburg University and BSc Economics from Cairo University.
AL AHLY PHAROS INVESTMENT BANKING LEADERSHIP TEAM
AL AHLY PHAROS INVESTMENT BANKING LEADERSHIP TEAM
Ahmed Heider
Managing Director and Head of Investment Banking
Ahmed Heider
Managing Director and Head of Investment Banking
Ahmed Heider holds the position of CEO & Managing Director at Al Ahly Pharos Investment Banking Group. Mr. Heider has over 20 years’ experience in the financial services industry. He was involved in the execution of numerous transactions worth more than USD 14 Bn across the MENA region involving M&As, IPOs, Corporate Bonds, Sukuk and equity and debt raising for clients in different sectors including and not confined to governments, banking and financial institutions, telecoms, retail, food and beverages, healthcare and education,…etc.
Prior to his role at Al Ahly Pharos Investment Banking, he worked as Managing Director at Beltone Investment Holding. During his years of experience, Mr. Heider occupied different positions at several investment banks - Pharos Investment Banking, HSBC and HC Securities
Mr. Heider holds Project Management certificate from Edinburgh Business and a BSc in commerce from Ain Shams University in Cairo
Prior to his role at Al Ahly Pharos Investment Banking, he worked as Managing Director at Beltone Investment Holding. During his years of experience, Mr. Heider occupied different positions at several investment banks - Pharos Investment Banking, HSBC and HC Securities
Mr. Heider holds Project Management certificate from Edinburgh Business and a BSc in commerce from Ain Shams University in Cairo
Mohsen Abou El Nour
Managing Director – Head of ECM and M&A
Mohsen Abou El Nour
Managing Director – Head of ECM and M&A
Mohsen Abou El Nour is the Managing Director – Head of ECM and M&A of Al Ahly Pharos Investment Banking. He Originated & executed numerous transactions; M&As, capital markets, debt raising, acquisition and structured finance with a total value of EGP 5 Bil. of multinational & local corporations. Exposure to diversified sector coverage including; real estate, oil & gas, F&B, industrials, consumer goods, retail, pharmaceuticals, chemicals, real estate and building materials.
Prior to Al Ahly Pharos, Mohsen spent 11 years with HSBC as Division Head - Multinationals, Global Banking
Amir Sherif
Managing Director – Head of DCM
Amir Sherif
Managing Director – Head of DCM
Amir Sherif holds the position of Managing Director- Head of DCM at Al Ahly Pharos Investment Banking.
Mr. Sherif has had an active role in 40 debt capital market transactions since 2009. In his previous role as Head of DCM in Misr Capital, Amir was involved in all aspects of deal flow management, managing and raising funds for over 23 securitization bond issuances with a total value exceeding EGP 18 Bil. in a span of 4-years, resulting in unprecedented growth in Banque Misr’s Egyptian corporate bond market share
AL AHLY FINANCIAL INVESTMENT MANAGEMENT (AFIM) LEADERSHIP TEAM
AL AHLY FINANCIAL INVESTMENT MANAGEMENT (AFIM) LEADERSHIP TEAM
Adel Kamel
Managing Director and Chief Investment Officer
Adel Kamel
Managing Director and Chief Investment Officer
Adel Kamel has more than 30 years of experience in asset management. His experience expands to assets and companies’ valuations through the privatization program led by the National Bank of Egypt (NBE).
Mr. Kamel established several investment funds and portfolios for reputable government and private sector institutions and managed over EGP 8 billion for those institutions at leading firms.
He also Contributed to several mergers and acquisitions and capital increases through his own financial advisory firm.
Mr. Kamel established several investment funds and portfolios for reputable government and private sector institutions and managed over EGP 8 billion for those institutions at leading firms.
He also Contributed to several mergers and acquisitions and capital increases through his own financial advisory firm.
Al Ahly Payments is the holding entity of the Non Banking Financial Services, including Al Ahly Tamkeen for micro-finance and Al Ahly Momkn for e-payments
AL AHLY PAYMENTS BOARD OF DIRECTORS
Dalia El Baz
CHAIRPERSON
Dalia El Baz
CHAIRPERSON
Dalia Elbaz is the Chairman of Al Ahly Payments and she was elected to the Board of Directors effective August 2020.
Ms. Elbaz holds the position of Deputy Chairman of National Bank of Egypt (NBE) since September 2017 after holding the position of Chief Operations Officer in December 2015. With more than 25 years of experience in the area of risk and corporate banking, Elbaz joined the National Bank of Egypt in December 2008 – Head of Operational Risk- as part of the team that contributed to the development of the Bank's business by activating the role of the Operational Risk Group, spreading the culture of its business and establishing the business continuity plans and sites.
Being appointed as Deputy Chairman of National Bank of Egypt since September 2017, Ms. Elbaz is responsible for Risk, Banking Operations, Information Technology, Internal Control, Project Management, Business Process Optimization, Debt Recovery and Credit Administration and Follow up. She is a member of the Executive Committee since 2016. She supervised the deployment of the new core banking system in addition to the upgrade and centralization of the banking operations adopted by NBE within the framework of an integrated strategy for the information technology of the bank and obtaining multiple certificates to protect the data of its customers.
Ms. El Baz started her banking career since 1995 in Barclays Bank Egypt in the Corporate Banking and then was assigned as the Head the Operational Risk sector, set up the Internal Control division of the bank, the Alternate Compliance Officer, member of the Executive Committee and the Bank's Risk and Control Committee.
Ms. El-Baz graduated from the American University in Cairo in 1995 Major of Business Administration and minor Economics and participated in several specialized training courses in banking, management and the development and follow-up of strategies.
Ms. Elbaz holds the position of Deputy Chairman of National Bank of Egypt (NBE) since September 2017 after holding the position of Chief Operations Officer in December 2015. With more than 25 years of experience in the area of risk and corporate banking, Elbaz joined the National Bank of Egypt in December 2008 – Head of Operational Risk- as part of the team that contributed to the development of the Bank's business by activating the role of the Operational Risk Group, spreading the culture of its business and establishing the business continuity plans and sites.
Being appointed as Deputy Chairman of National Bank of Egypt since September 2017, Ms. Elbaz is responsible for Risk, Banking Operations, Information Technology, Internal Control, Project Management, Business Process Optimization, Debt Recovery and Credit Administration and Follow up. She is a member of the Executive Committee since 2016. She supervised the deployment of the new core banking system in addition to the upgrade and centralization of the banking operations adopted by NBE within the framework of an integrated strategy for the information technology of the bank and obtaining multiple certificates to protect the data of its customers.
Ms. El Baz started her banking career since 1995 in Barclays Bank Egypt in the Corporate Banking and then was assigned as the Head the Operational Risk sector, set up the Internal Control division of the bank, the Alternate Compliance Officer, member of the Executive Committee and the Bank's Risk and Control Committee.
Ms. El-Baz graduated from the American University in Cairo in 1995 Major of Business Administration and minor Economics and participated in several specialized training courses in banking, management and the development and follow-up of strategies.
Mai Asfour
EXECUTIVE BOARD MEMBER
Mai Asfour
EXECUTIVE BOARD MEMBER
Mai Asfour has over 20 year of experience in various fields, having previously worked in banking, M&A, agriculture, F&B, fertilizers, and petrochemicals, completing several
important market transactions across each sector. Prior to joining ACH, Ms. Asfour worked in the banking and business consulting sectors at Delta Bank, E&Y, and the Arab International Bank. Ms. Asfour also serves on the Board of Directors of multiple reputable companies including Abu Qir Fertilizers, Canal Sugar, and El Wady for Phosphate Industries and Fertilizers (WAPHCO).
Ms. Asfour holds an MBA from Paris-Dauphine University and a BA from City University of Seattle.
Ms. Asfour holds an MBA from Paris-Dauphine University and a BA from City University of Seattle.
Magdy M. Moussa
BOARD MEMBER
Magdy M. Moussa
BOARD MEMBER
Magdy Moussa is the managing director of Al Ahly Tamkeen for Microfinance, prior to this post he had more than 30 years of international experience as a Finance and Management advisor, 20 of which are in the domain of Micro and Small and Enterprise Development; building the institutional capacity of microfinance institutions (MFIs) in Egypt, the Middle East, the Horn of Africa, and other regions (China, France, Azerbaijan). Mr. Moussa started his career as a financial analyst at USAID and moved to private sector consulting, then to INGO PlaNet Finance as the Middle East Regional Manager, then to MSMEDA (formerly SFD) as the manager for Microfinance central sector, the Director of Alexandria Business Association
At a Macro level, Mr. Moussa participated as a technical lead advisor in developing a national strategy for Microfinance in Egypt, led the technical team in developing the national strategy for microfinance in Syria, and participated as a technical team member in developing the national MF strategy in Sudan. Mr. Moussa has contributed with efforts and authored MFI’s and projects’ evaluation, as well as research papers: non-prudential regulations and performance standards (Egypt Strategy for Microfinance), assessment of Egyptian bank and non-bank MFIs, Supervision and Regulation of microfinance in Egypt (CGAP / Maryland University), Collaterals substitutes in Islamic Lending (Central Bank of Sudan / World Bank). In his advisory capacity, Moussa has provided technical assistance to international bodies in developing the MF sector such as USAID, IFAD, IFC, Sanabel Network, CGAP Regulatory Resource Center, Giz, Afd, the African Development Bank and the World Bank
Mr. Moussa has a comprehensive education background in the fields of Public Policy and Civil Society with Kennedy School of Government and Universidad di Castilla La Mancha, Strategic Leadership for Financial Institutions with Harvard School of Business and Financial Institutions for Private Enterprise Development with Harvard Institute for International Development. He graduated from Cairo University major accounting
At a Macro level, Mr. Moussa participated as a technical lead advisor in developing a national strategy for Microfinance in Egypt, led the technical team in developing the national strategy for microfinance in Syria, and participated as a technical team member in developing the national MF strategy in Sudan. Mr. Moussa has contributed with efforts and authored MFI’s and projects’ evaluation, as well as research papers: non-prudential regulations and performance standards (Egypt Strategy for Microfinance), assessment of Egyptian bank and non-bank MFIs, Supervision and Regulation of microfinance in Egypt (CGAP / Maryland University), Collaterals substitutes in Islamic Lending (Central Bank of Sudan / World Bank). In his advisory capacity, Moussa has provided technical assistance to international bodies in developing the MF sector such as USAID, IFAD, IFC, Sanabel Network, CGAP Regulatory Resource Center, Giz, Afd, the African Development Bank and the World Bank
Mr. Moussa has a comprehensive education background in the fields of Public Policy and Civil Society with Kennedy School of Government and Universidad di Castilla La Mancha, Strategic Leadership for Financial Institutions with Harvard School of Business and Financial Institutions for Private Enterprise Development with Harvard Institute for International Development. He graduated from Cairo University major accounting
Karim Saada
BOARD MEMBER
Karim Saada
BOARD MEMBER
Karim Saada has over 30 years of experience in finance and investment, specifically in private equity, financial management, corporate lending, and remedial asset management. Saada worked as Executive Partner & Country Head-Egypt of Amwal Al Khaleej Commercial Investment Company for 14 years.
Prior to joining Amwal, Mr. Saada was with Gulf Arab Investment Company based in Egypt, where he held the position first of Chief Investment Officer then General Manager. He has 10 years of banking experience in Egypt and Saudi Arabia, largely in corporate banking, corporate finance, and restructure/recovery of remedial accounts, having worked with EAB and United Saudi Bank.
Mr. Saada is a CFA Charter holder and member of the CFA Institute. He has a diploma in investment and appraisals management from Harvard University. He holds an MSc in Finance Strathclyde University-UK, and a BA in Business Administration from the American University in Cairo.
Prior to joining Amwal, Mr. Saada was with Gulf Arab Investment Company based in Egypt, where he held the position first of Chief Investment Officer then General Manager. He has 10 years of banking experience in Egypt and Saudi Arabia, largely in corporate banking, corporate finance, and restructure/recovery of remedial accounts, having worked with EAB and United Saudi Bank.
Mr. Saada is a CFA Charter holder and member of the CFA Institute. He has a diploma in investment and appraisals management from Harvard University. He holds an MSc in Finance Strathclyde University-UK, and a BA in Business Administration from the American University in Cairo.
Ahmed Al Said
BOARD MEMBER
Ahmed Al Said
BOARD MEMBER
Ahmed Al Said is NBE's Chief Executive Officer for Investments , overlooking the bank's portfolio of 148 companies and real assets exceeding USD 2.5 billion in value. Prior to joining NBE, the largest commercial bank in Egypt, Mr. El Said spent more than 24 years in Investment and Commercial Banks, established his own PE fund and Finance Leasing Company and later exited achieving outstanding returns.
Mr. Al Said has served as a Board Member in number of companies including Nile Holding Company for Development & Investment, Qena Cement, Kanzy Holding, Al Tawfeek Company for Financial Leasing (AT Lease) Al Ahly Tamkeen, Al Ahly Momkn, Al Ahly Medical Company, and Al Ahly Capital.
Mr. El Said has conducted various training courses in professional institutions as well as academic (post graduate) courses. He holds a Bachelor’s degree in Accounting from Cairo University and an MBA degree from the University of Maryland, USA.
Mr. Al Said has served as a Board Member in number of companies including Nile Holding Company for Development & Investment, Qena Cement, Kanzy Holding, Al Tawfeek Company for Financial Leasing (AT Lease) Al Ahly Tamkeen, Al Ahly Momkn, Al Ahly Medical Company, and Al Ahly Capital.
Mr. El Said has conducted various training courses in professional institutions as well as academic (post graduate) courses. He holds a Bachelor’s degree in Accounting from Cairo University and an MBA degree from the University of Maryland, USA.
Karim Soos
BOARD MEMBER
Karim Soos
BOARD MEMBER
Karim Soos is NBE’s Retail CEO, he has over 37 years of experience in Retail Banking, with special focus on Retail Risk Management. Mr. Soos started at NBE as a Retail Credit Risk Group Head.
Prior to joining NBE, Mr. Soos worked in American Express TRS for 9 years and worked at Citibank and Egyptian American Bank/ Credit Agricole Egypt for 8 years.
Mr. Soos serves as a Board Member in number of companies including Transportation Fund to replace old taxis (Government Project), the Executive Committee in National Bank of Egypt, Deputy Chairman in the Egyptian Mortgage Finance Federation, Fawry Dahab Company For Electronic Services, Al Ahly Company for Electronic Payments, the Egyptian Credit Bureau (I-Score), Master Card MENA Executive Council and he acts as the Chairman of the Board of Directors of Al Ahly Real Estate Finance Company.
Mr. Soos attended various training courses at Professional Institutions including Harvard Business School Leadership Program. He holds a BSc Economics from Cairo University
AL AHLY TAMKEEN LEADERSHIP TEAM
AL AHLY TAMKEEN LEADERSHIP TEAM
Magdy M. Moussa
MANAGING DIRECTOR
Magdy M. Moussa
MANAGING DIRECTOR
Magdy Moussa is the managing director of Al Ahly Tamkeen for Microfinance, prior to this post he had more than 30 years of international experience as a Finance and Management advisor, 20 of which are in the domain of Micro and Small and Enterprise Development; building the institutional capacity of microfinance institutions (MFIs) in Egypt, the Middle East, the Horn of Africa, and other regions (China, France, Azerbaijan). Mr. Moussa started his career as a financial analyst at USAID and moved to private sector consulting, then to INGO PlaNet Finance as the Middle East Regional Manager, then to MSMEDA (formerly SFD) as the manager for Microfinance central sector, the Director of Alexandria Business Association
At a Macro level, Mr. Moussa participated as a technical lead advisor in developing a national strategy for Microfinance in Egypt, led the technical team in developing the national strategy for microfinance in Syria, and participated as a technical team member in developing the national MF strategy in Sudan. Mr. Moussa has contributed with efforts and authored MFI’s and projects’ evaluation, as well as research papers: non-prudential regulations and performance standards (Egypt Strategy for Microfinance), assessment of Egyptian bank and non-bank MFIs, Supervision and Regulation of microfinance in Egypt (CGAP / Maryland University), Collaterals substitutes in Islamic Lending (Central Bank of Sudan / World Bank). In his advisory capacity, Moussa has provided technical assistance to international bodies in developing the MF sector such as USAID, IFAD, IFC, Sanabel Network, CGAP Regulatory Resource Center, Giz, Afd, the African Development Bank and the World Bank
Mr. Moussa has a comprehensive education background in the fields of Public Policy and Civil Society with Kennedy School of Government and Universidad di Castilla La Mancha, Strategic Leadership for Financial Institutions with Harvard School of Business and Financial Institutions for Private Enterprise Development with Harvard Institute for International Development. He graduated from Cairo University major accounting
At a Macro level, Mr. Moussa participated as a technical lead advisor in developing a national strategy for Microfinance in Egypt, led the technical team in developing the national strategy for microfinance in Syria, and participated as a technical team member in developing the national MF strategy in Sudan. Mr. Moussa has contributed with efforts and authored MFI’s and projects’ evaluation, as well as research papers: non-prudential regulations and performance standards (Egypt Strategy for Microfinance), assessment of Egyptian bank and non-bank MFIs, Supervision and Regulation of microfinance in Egypt (CGAP / Maryland University), Collaterals substitutes in Islamic Lending (Central Bank of Sudan / World Bank). In his advisory capacity, Moussa has provided technical assistance to international bodies in developing the MF sector such as USAID, IFAD, IFC, Sanabel Network, CGAP Regulatory Resource Center, Giz, Afd, the African Development Bank and the World Bank
Mr. Moussa has a comprehensive education background in the fields of Public Policy and Civil Society with Kennedy School of Government and Universidad di Castilla La Mancha, Strategic Leadership for Financial Institutions with Harvard School of Business and Financial Institutions for Private Enterprise Development with Harvard Institute for International Development. He graduated from Cairo University major accounting
Ahmed Hamdy
CHIEF BUSINESS OFFICER
Ahmed Hamdy
CHIEF BUSINESS OFFICER
Ahmed Hamdy is the Chief Business Officer in Al Ahly Tamkeen, he has more than 17 years of experience in microfinance industry. Mr. Hamdy started his journey in the microfinance industry as an associate accountant in Redic foundation then promoted to deputy director of the group lending unit. Mr. Ahmed joined one of the biggest microfinance institutions in Egypt (Tanmeyah). Mr. Hamdy spent more than 10 years at Tanmeyah micro enterprise services. During his working years at Tanmeyah, he held the position of Product General Manager where he led the expansion process for Tanmeyah and succeeded to maximize its portfolio exceeding 2 Billon EGB with more than 270 branches all over Egypt
AL AHLY MOMKN LEADERSHIP TEAM
AL AHLY MOMKN LEADERSHIP TEAM
Ahmed Enayet
CHIEF EXECUTIVE OFFICER
Ahmed Enayet
CHIEF EXECUTIVE OFFICER
Ahmed Enayet is the Chief Executive Officer of Al-Ahly Momkn, with Over 20 years of diversified experience with 13 years working in Fintech & E-payment domains. Mr. Enayet was fully responsible of implementing a huge number of very successful enterprise and integration projects that served main products related to Banking & Financial services for major clients including MNOs, Governmental entities, FMCG, Insurance and Brokerage institutions.
Mr. Enayet holds a Bachelor’s Degree in Communication Engineering.
Ahmed Farouk Ghazy
CHIEF SALES and OPERATORS AFFAIR OFFICER
Ahmed Farouk Ghazy
CHIEF SALES and OPERATORS AFFAIR OFFICER
Ahmed Farouk is Al Ahly Momkn Chief Sales & Operators Affair Officer. Mr. Farouk comes to the company with extensive retail and KA experience with reputable companies in Egypt and GCC area, his leadership attitude and efforts contributed in making VIVO a market leader in Bahrain.
Mr. Farouk established Momkn platform & led Momkn to be one of top aggregators in Egypt.
Mr. Farouk graduated from the Faculty of Commerce in Ain Shams University and holds Project Management Diploma.
Mohab Gamal
CHIEF BUSINESS OFFICER
Mohab Gamal
CHIEF BUSINESS OFFICER
Mohab Gamal is Al Ahly Momkn Chief Business Officer, he has 13 Years of Sales and Business Development Experience in fintech and telecommunications.
Mr. Gamal held the position of Head of Strategic Business and Government Partnerships, beside several Sales and commercial positions at Egyptian fintech and telecom market leaders.
Mr. Mohab holds a Bachelor’s degree of Commerce from Cairo university
Khaled Shelbaya
CHIEF FINANCIAL OFFICER
Khaled Shelbaya
CHIEF FINANCIAL OFFICER
Khaled Shelbaya currently serves as the Chief Financial Officer of Al Ahly Momkn for E-Payment where he is responsible for, business planning, tax administration, financial management and performance management, the extent of achieving the objectives of the company and its future plan, Mr. Shelbaya has 17 years of experience in financial management where 9 in fintech played vital role in Fawry IPO 2018, setting treasury strategy and management, financial control, planning.
Mr. Shelbaya holds a Bachelor of Commerce from Helwan University in 2004, and CMA from the institute of management accounts New Jersey, United States in Aug 2011.